Trucking insurance for owner-operators, new authorities, and fleets
We are an independent agency in Kansas City that writes the trucking accounts other agents pass on. You get the right coverage at the right price, and you always know who is handling your account.
- New authorities are welcome, not turned away
- Coverage for one truck or a whole fleet
- Rajan and Lacey handle your account directly
What trucking insurance covers
Here is what each coverage means in plain words.
Primary liability
Covers injury or damage to other people and their property when your truck is at fault.
Physical damage
Covers damage to your own truck or trailer, like a wreck or a theft.
Cargo
Covers the freight you haul if it is lost or damaged. What is covered depends on your policy.
Non-trucking liability
For owner-operators leased to a carrier. Covers your truck when you are using it for personal reasons, not hauling a load.
Injury and medical costs
Helps with medical costs when a driver or another person is hurt.
Filings for your authority
Help with the insurance filings your authority needs, such as an MCS-90, an endorsement added to a liability policy to show you meet federal rules.
These are plain-language summaries, not policy wording. We help you meet requirements, and we do not represent FMCSA or any agency. What is covered depends on the carrier and your policy.
Everyone starts somewhere
Whether you just got your authority or you have been hauling for years, you get the same attention here. We are an independent agency, so we are not tied to a single carrier, and we do not talk down to anyone who is new to the business.
- Help understanding the filings your authority needs
- Lacey handles your account directly
- Add or remove trucks and drivers as you grow
What truckers say
I have been working with this company for a couple of years now, I own a trucking company and my husband and I cannot be happier with the level of service. this business can be tough, but having a good insurance agent and makes it a lot easier. I would recommend their services.
I have been doing business with Rajan for many years. Super helpful and he is very knowledgeable about trucking insurance. Definitely recommend doing business with him.
Great service and fast response. Best insurance agency for trucking insurance. Highly recommended
Very efficient service for all my trucking and used car lot Insurance.definately recommended.
I got the best insurance for my trucking business.
Best agency for my trucking business.. Excellent service
Request a trucking quote
Tell us about your trucks and your authority, and we will take it from there. Prefer to talk? Call or text us.
Call or text (816) 569-6611Quotes are subject to underwriting. Submitting a form or message does not bind coverage.
Trucking questions
Straight answers in plain words.
What does trucking insurance cover?
Most truckers look at primary liability, physical damage, and cargo coverage. Owner-operators may add non-trucking liability. We help you sort out what fits your operation and what your authority needs.
I just got my authority. Will you work with me?
Yes. New authorities are a core part of our work, not something we turn away. Everyone starts somewhere, so call or text us and we will walk through what you need to line up.
What is primary liability?
Primary liability covers injury or damage to other people and their property when your truck is at fault. It is the core coverage most trucking authorities start with.
What is non-trucking liability?
Non-trucking liability is for owner-operators who are leased to a carrier. It covers your truck when you are using it for personal reasons and not hauling a load.
What is an MCS-90?
An MCS-90 is an endorsement added to a liability policy to show you meet federal financial responsibility rules. Whether you need one depends on what you haul, so ask us.
What does cargo coverage cover?
Cargo coverage applies to the freight you haul if it is lost or damaged. What is covered, and what is left out, depends on the policy, so read it with us before you sign.
Does my authority need insurance filings?
Your authority may need insurance filings before you can operate. We help you meet those requirements. We do not represent FMCSA or any agency.
Can you insure one truck or a whole fleet?
Yes. We work with owner-operators who run one truck and with fleets.
How do I add or remove a truck or driver?
Adding or removing vehicles and drivers is part of our service center, and you can always call or text us.